🚨The Spring Market has officially hit🚨
This means more people will be looking to get into a home, so let's talk about some things YOU can do to become the perfect buyer once you find that perfect home.
In this video I talk about 3 things you can do to set yourself up for success!
Check it out and reach out if you have any questions!
As one of Maine’s most popular boutique sized, custom retailer in the greater portland area, it was such a treat to experience this intricate production process.
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The company’s owner, Amanda, gives us a clinic on her process, and even prints a few pieces from our spring merch collab here at Maine Pointe Lending ✨
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Follow @saltandpineco @saltandpineco @saltandpineco
🚨 GIVEAWAY ALERT 🚨
Win 1 VIP Ticket to see Kip Moore at Erik’s Church!
How to Enter:
🤠 Follow @skyeclosesmaine
🤠 Tag 3 Friends
🤠 Share this Post on Your Story
🎸 Bonus Entry: Comment Your Favorite Kip Moore Song
We are so excited to attend this event and help support such a great cause!
🦿Let Me Do The Legwork 🦿
When you work with a local independent mortgage broker like me
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You’re getting a mortgage expert
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I have the access and know-how to shop dozens of lenders on your behalf.
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You get all the benefits of shopping around without having to do the legwork 💁♀️
Help us wish our very own Sally, a Happy Birthday!!! ♓️
Drop a 🎂 in the comments
👇👇👇👇👇👇👇👇👇
Dreaming of warmer days by the pool with a margarita in hand, but for now we’ll just take the marg 🍹 #NationalMargaritaDay
My Favorite Cocktail? A Margarita! Obviously 😉
Comment Your Go-To Cocktail!!!!!!!! 👇👇👇👇👇👇👇👇👇👇👇
Still buzzing from Hall Of Aime! 🤩
Photos from our keynote session at Hall Of Aime where I spoke to other professionals in the industry about building a team and implementing a turn key system within your business that creates a better work life balance. Visuals coming soon! 🙌🎥
#HappyValentinesDay from us to you ❣️
❤️ Home Is Where The Heart Is ❤️
And our heart, is in finding you the perfect home.
Let us help you find your perfect match!
I would LOVE to see us in a transaction together 😉
🚨Taking things VIRTUAL🚨
I'm hosting a FIRST TIME homebuyers seminar with Carly Chasse of Portside Real Estate Group, and WE WANT YOU THERE!!
I'm going over ALL of the things you should have to guarantee a smooth, and easy home purchasing transaction.
✅Monday, February 28th
✅5:30-7pm
✅No Cost to Attend
Email: bmorin@mainepointelending.com to RSVP | Virtual Room Access Link Shared Via Sign Up*
Some of the Topics We'll Discuss:
My Fast Pre-Qualify Process✔️
How To Know What You Qualify UP To✔️
Secrets To Growing Your CREDIT SCORE Quickly ✔️
Not NEEDING A Down Payment ✔️
❌Don’t Make This Mistake ❌
PSA…Watch Out For Wire Fraud
The scariest thing happened to one of my clients, and I wanted to make sure I properly addressed the importance of checking for fraudulent emails.
In this industry, things move quickly and there are so many moving pieces to the process, it’s never enough to double check.
My Call To Action - Educate!
I will never ask you to wire me funds.
Don’t Make This Mistake!
🗞BREAKING 🗞
Through March 31st 🗓
We will be offering a $600 Appraisal Credit to ANY buyer looking to purchase a Primary Residence!
The Following Loan Programs Qualify:
✅FHA
✅Conventional
✅Jumbo
✅Government
We had an amazing turnout tonight at our first time homebuyers seminar! 🙌
A special shout-out and thank you to @sarahcarson_mainerealtor and @portsidereg for helping bring this to life!
A few clips showing how easy and fun our media days are!
A huge shoutout to the awesome partners who make our field shoots a blast 🙌
Did You Know: We build and manage social media campaigns for real estate professionals?
Ask us how you can meet your audience where they are with social media ads 📲
Plan your content sesh today
The Difference Between Us & Everyone Else 💡
We’re local, we’re experts and we have more options and access to wholesale rates!
✅24/7-Direct Contact
✅Faster
✅No Fees
✅Options
✅Local
Discover how these differences, can work for you!
Do You Know These Mortgage Closing Terms?
✅Private Mortgage Insurance (PMI)
✅Loan Estimate
✅ Closing Costs
PMI | Private Mortgage Insurance protects the lender in case you default on your mortgage.
Loan Estimate | The loan estimate includes your estimated interest rate, monthly payment, closing costs and more.
Closing costs | include any fees or charges that must be paid at closing, and often include title insurance, property tax, settlement documents and attorney fees.
Want to learn more about your home loan? Ask us anything!
🚨 First Time Homebuyers Seminar 🚨
Are you curious about homeownership?
Join us at Maine Pointe Lending for a FREE seminar to help prepare you in achieving your future real estate goals!
If your resolution this year is to become a homeowner, we can help!
🔮We can help demystify your credit score
📈Help you set up a budget
✅Help you get pre-approved
And the best part about all of this? I will be right there with you, during the entire process ⏰
You can email me and reach me anytime, call, or even text me! 📲
#TestimonialTuesday
We checked in with Sophia and Sierra, our new favorite, sister, real estate team!
They open up about their relationship with each other, growing up in Maine and how they’ll be approaching this market as a duo.
🎥VisualsComingSoon
Do You Have A Goal to Own A Home in 2022?
Let's talk about what you can do to put yourself in the best position to purchase a home this year.
✅Credit
Is your credit holding you back from purchasing a home? If so, reach out to me now! Credit can be tricky but I go over a few ways you can work that score to your favor in this video.
✅Assets
Set Yourself Up For Success! If you know that you're looking to purchase in a few months, get the funds in one account! I'll cover why this is important
✅Debt To Income
Get In the House You Want! Debt to Income is calculated by taking adding up your monthly debt payments and dividing them by your gross monthly income. I can take a look at your DTI to see what we can do to get you in your dream home.
Message/Text/Call me at (207)949-3568
The new year is a good time for a fresh start and new opportunities!
It’s also a great time to set goals and start to accomplish them.
Here are a few resolutions to put you on the path to becoming a homeowner in 2022!
✅Work On Your Credit Score
✅Save As Much As You Can
✅ Pay Down Any Credit Card Debt to Under 30% of the Limit
✅ Call Me 😎
I’d love to help you meet your goals!
What’s one of your new year’s resolutions?
We were able to get a sneak peek of Steam Mill Brewing's NEW location on Sunday River Road in Bethel, thanks to @mainerealestate !
James, opens up about their community involvement and tells us about the amazing things they've implemented in their process to give back.
Help us Welcome Sally to the Maine Pointe Lending Team!!! Sally is coming on as our newest LOA and we couldn't be more excited! 🔥
Fun facts about Sally:
✅ Big Fan of a good Margarita (yum)
✅ Has a pet Cockapoo named Norman
✅ Newly engaged!
Give a BIG Welcome to Sally in the comments!! 🎉
🎄5️⃣ DAYS OF TIPS 🎄
🏡Becoming A Homeowner In 2022 🏡
Day 5️⃣
Save money for a down payment and costs that come along with purchasing a home!
While we offer no money down programs, there are still costs associated with purchasing a home, such as appraisal and inspection and earnest money deposit.
Having a savings before purchasing home will put you in great place to purchase a home 😊
🎄5️⃣ DAYS OF TIPS 🎄
🏡Becoming A Homeowner In 2022 🏡
Day 4️⃣
Have a clear idea of your preferred monthly payment
This way your loan officer can help you find the purchase price that will give you a comfortable monthly payment.
Avoid wasting your time and the real estate agents time, by looking at properties that are above the price range you feel comfortable with.
Send me a message for more info!
#brokersarebetter #realtor #connectsessions #refinance #forsale #loan #loanofficer #realtorlife #credit #creditscore #mortgagerates #homebuyers #dreamhome #homeloans #realestateagent #business #money #mainerealtor #mainelife #mainer #mainecheck #mainedaily
🎄It’s Christmas Eve 🎄
We’re checking in for our 5️⃣ DAYS OF TIPS: Becoming A Homeowner In 2022 🏡
Day 3️⃣
Be conscious of making any large deposits 💵
Moving money around and making large deposits can become a big problem while in the loan process.
If you are planning to buy a home in the next few months, try to get all of the money in one place, prior to going under contract.
Keep a paper trail of any large deposits that you make
Merry Christmas and Happy Holidays from all of us at Maine Pointe Lending @blaykeemorin @jonweller @lilysandss @micklaid @vanessab33 thanks @optimus_pryme for the video 🙂
🎄5️⃣ DAYS OF TIPS 🎄
🏡Becoming A Homeowner In 2022 🏡
Day ✌️
Here’s a list of Documents I Need From You for a Preapproval Letter 🧐
To get preapproved, you’ll need to verify your income, employment, assets and debts.
Send me a message for more info!
#brokersarebetter #realtor #connectsessions #refinance #forsale #loan #loanofficer #realtorlife #credit #creditscore #mortgagerates #homebuyers #dreamhome #homeloans #realestateagent #business #money #mainerealtor #mainelife #mainer #mainecheck #mainedaily #fyp
🎄5️⃣ DAYS OF TIPS 🎄
🏡Becoming A Homeowner In 2022 🏡
If you have goals of becoming a homeowner in 2022, nows the time to set yourself up for success.
Let’s start by getting your credit in the best possible place.
Here are a few things you can do:
Paydown any credit card balances to under 30% of the credit limit
Don’t pay to $0
Keep a small balance to build positive credit
Questions? Text or Call me! 😎
brokersarebetter #realtor #connectsessions #refinance #forsale #loan #loanofficer #realtorlife #credit #creditscore #mortgagerates #homebuyers #dreamhome #homeloans #realestateagent #business #money #mainerealtor #mainelife #mainer #mainecheck #mainedaily #fyp